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A case for dynamic property risk management

October 01 2026 By Reinsurance Solutions property risk management, commercial property risk, property insurance underwriting, reinsurance risk management

It is understood that when the nature of a physical risk, like a commercial building, changes in some way, that the insured notifies the insurer of the alterations and the underwriting is adapted accordingly. But what happens when those changes are not communicated to the insurer; does the original underwriting still apply to what is essentially an altered risk within the portfolio? This is the question reinsurers have been considering following ...